Investment philosophy
Mostly, it's the mix.
Long-term results depend mostly on how a portfolio is split between stocks and bonds, and on keeping costs low. That's where the attention goes.
Low-cost, broadly diversified funds
Portfolios are built mainly from Dimensional (DFA) funds, Vanguard funds, and other low-cost ETFs. The approach is grounded in academic research rather than market forecasts.
Built around the accounts you have
Most households have a mix: a 401(k) with limited choices, IRAs, a taxable account. The strategy covers all of them together, based on your needs, risk tolerance, and goals.
Returns of funds commonly used in client portfolios
| Security Name | Ticker | Type | 1-Yr | 3-Yr | 5-Yr | 10-Yr |
|---|---|---|---|---|---|---|
| Dimensional U.S. Core Equity | DFAC | U.S. Stock | 21.4% | 19.4% | 11.7% | 13.8% |
| Dimensional Int'l Core Equity | DFIEX | International Stock | 24.6% | 20.3% | 10.6% | 10.3% |
| Dimensional Emerging Core Equity | DFCEX | Emerging Markets Stock | 31.3% | 20.9% | 9.3% | 9.6% |
| Vanguard Total World Bond | BNDW | Global Bond | 1.3% | 3.9% | -0.2% | - |
| Vanguard Short Term TIPS | VTIP | Inflation Protected Bond | 2.2% | 5.0% | 3.1% | 3.1% |
| Federated Government Obligations | GOIXX | Money Market | 3.70% | 4.49% | 3.63% | 2.30% |
Returns are annualized for period-ending August 31, 2026. Sources: Company websites, Morningstar.com. Performance figures are for illustrative purposes only. These figures represent individual security performance and not client returns. Past performance is no guarantee of future results.
Pricing
0.75% per year on household assets up to $2 million, and 0.50% per year from $2 million to $5 million. Assets above $5 million add no additional fee. The fee covers planning, investment management, and all technology tools.
| Up to $2 million | 0.75% |
|---|---|
| $2 million to $5 million | 0.50% |
| Above $5 million | 0%No additional fee |
Annual fee on household assets, blended
Included with every relationship
- Investment management
- Financial planning
- Unlimited calls and emails
- Access to all technology tools
Compare your fees
Enter your portfolio size and a typical advisor's rates to see the difference.
| Tier | Typical | Entrusted |
|---|---|---|
| 0.75% | ||
| 0.75% | ||
| 0.50% | ||
| None |
Savings with Entrusted Wealth
$5,000/ year
- Entrusted Wealth effective fee
- 0.75%
- Comparison advisor effective fee
- 1.25%
For illustration only. The comparison schedule is hypothetical and does not represent any specific firm. Excludes custodian, fund, and other third-party expenses. Not a guarantee of future fees.
Growth figure assumes the annual fee difference is invested at the end of each year at the hypothetical return shown, compounded annually. It ignores taxes and changes in portfolio value. Actual returns will vary and are not guaranteed.